To be a registered applicator, what type of insurance is required?

• A. Be covered by liability insurance
• B. Health insurance
• C. Property insurance
• D. No insurance required

Answer: (A)

Being a registered applicator requires financial responsibility for potential harms caused by pesticide use. Liability insurance provides coverage for claims of injury or property damage to others that could result from application activities, along with related legal costs. This is the type of protection regulators expect to see to ensure there’s a way to compensate third parties if something goes wrong. Health insurance covers the policyholder’s medical costs and doesn’t address liability to others, while property insurance covers damage to your own property and not third-party claims. So the required insurance is liability insurance.